RHB Islamic Bank

RHB Islamic Bank has a wide variety of credit cards, makes it easy to no cash transactions. Also can get more benefits with the RHB Credit Cards-i, and enjoy exclusive discount and offers with RHB Credit Cards-i.

Type of RHB Islamic bank credit cards: RHB World MasterCard Credit Card-i: This credit card offer cash back, plaza premium lounge privileges and golf privileges. Applicants must be at least 21 years old and income at least RM80, 000 per annum. No annual fees.

RHB Cash Back Credit Card-i – This credit card offer cash back and RHB smart service.

Applicants must be at least 21 years old and income at least RM24, 000 per annum. No annual fees at the first year but need to pay RM70 annual fees in following years. If the cardholder is exempted from spending RM10, 000 annually.

RHB Rewards Credit Card-i/RHB Rewards Motion CodeTM Credit Card-i: This credit card have rewards point, golf privileges and RHB smart service benefits. But that have additional benefit with Motion CodeTM which is 3X rewards points when online shopping.

Applicants must be at least 21 years old and income at least RM24, 000 per annum. No annual fees at the first year. The RHB Rewards Credit Card-i cardholder is exempted from spending RM10, 000 annually if not need to pay RM200 annual fee. The RHB Motion CodeTM Credit Card-i cardholder is exempted from spending RM20, 000 annually if not need to pay RM200 annual fee.

RHB Corporate Card-i: This card benefit is difference with other credit card, it can enjoy unlimited 1% cash back on oversea business retail spends and 0.

5% unlimited cash back on local business retail spends. This card also offer these benefits, easy track business expenses and payment with this credit card, manage expenses and track spending, enjoy up to 50 days of charge-free period from the first transaction date. SME, commercial and corporate customers can apply.

RHB Purchasing Card-i: This card offer benefit are greater efficiency on purchasing process and pending, flexible on-demand financing, easier control and monitoring and simplified business expense management. SME, commercial and corporate customers can apply.

Deposits/Savings

Saving Account-i

Based on the Shariah concept of Qard, and Commodity Murabahah (CM) our products are simple, competitive and full-featured. Qard Savings Account-i According to the concept of sharia Qard, a Qard is a contract whereby a lender (customer) lends money to a borrower (bank). The bank is entitled to any interest or income from the loan and is obliged to repay the principal to the customer on the agreed terms and conditions. Hibah (Gift) may be given at the bank’s discretion. Standing instruction facility for payment of bills and routine fund transfers. Basic Savings Account-i Based on the concept of sharia, the commodity Murabahah deposit facility is arranged through Tawarruq. It refers to the transaction of commodities as the underlying asset. Customers can choose to donate a percentage of the profits from their current account I and savings account I based on commodity Murabahah to listed charities.

Senior Qard Savings Accoynt-i

Individuals aged 50 or above (individual and joint accounts). The minimum balance to keep in the account at all times is RM10. Passbook and debit card are available.

Junior Qard Savings Account-i

According to the concept of sharia Qard, a Qard is a contract whereby a lender (customer) lends money to a borrower (bank). The bank is entitled to any interest or income from the loan and is obliged to repay the principal to the customer on the agreed terms and conditions. Monthly statement or passbook option. Debit card (for persons aged 12 or above).

RHB Savings Account-i

A deposit mechanism through Tawarruq arrangement based on commodity Murabahah concept. It refers to the transaction of commodities as the underlying asset. Quarterly e-reports by RHB Now or E-mail hardcopy reports can be retrieved on request by telephone banking or RHB Now. Customers can choose to donate a percentage of the profits from their current account I and savings account I based on commodity Murabahah to listed charities.

RHB Children Account-i

Quarterly e-reports by RHB Now or E-mail hardcopy reports can be retrieved on request by telephone banking or RHB Now. Debit card (for persons aged 12 or above). Children under 18 years of age and parents/legal guardians between 18 and 65 years of age are eligible for life accident insurance up to RM50k. The minimum balance is RM500. Please click here to view the master certificate. Customers can choose to donate a percentage of the profits from their current account I and savings account I based on commodity Murabahah to listed charities.