Business Information System And ATM Security In Indonesia

Components of Business Information Systems

Question:

Discuss About The Snapshot On Indonesia Regulation In Mobile?

Business information System can be easily stated as a group of interrelated components which can work as a group of interrelated components which can work together for carrying out inputs, storage and control actions (Kharchenko & Chynchenko, 2013). This is mainly done for conversion of data into products of information which can be used for forecasting of support, planning, control, coordination, decision making and various kinds of operation activities in an organization. Components can be easily classified as five kind of basic resources namely people, hardware, software, data and communication (Kamal et al., 2015). There are many kind of information system like operation management system, management information system (MIS).

In the coming pages of the report an idea has been provided regarding business information system for Collin ATM. After that an idea has provided regarding system vision documents, various resources, stakeholders map and risk has been properly explained. Transaction processing system will be the key business information system for this Collin ATM system.

Various kinds of customer can easily access the bank from any sector of the world and can easily conduct various kinds of banking services like deposit withdrawals. ATM generally helps in minimizing the cost of various kinds of operation as it generally reduces human interventions and also increases profit in various kinds of banks. Financial consequence which can easily arise for an incorrect kind of machine also provides certain incentive to bank also reduces malfunctions. ATMs also print each kind of transaction in a paper roll and also provide information which is stored generally. For the security of customers, the lobbies generally have extensive kind of security camera, a courtesy telephone for having courtesy with various kinds of coverage of related to records along with disputes which can easily arise. For various kinds of security lobbies an idea has bene provided regarding extensive kind of security camera coverage. Opening of customer side of ATMs are generally covered by mechanical shutters which is covered by mechanical shutters with various kinds of mechanism which is not in use. Alarm sensors are generally placed inside various kinds of ATM and in service areas for various kinds of ATM and also come in alert of operating doors which cannot be easily opened by any kind of unauthorized persons (Montefusco et al., 2016). The main components of system vision documents of Collin’s ATM are key switch, card reader, screen, key pad, cash dispenser, deposit slot, printer and lastly network infrastructure in which cash can be easily deposited.

The various system capabilities of ATM system are:

• It provides 24 hours of service
• It provides a large number of convenience to bank customers.
• It generally reduces the workload of banks staff.
• It generally provides service any kind of error.
• It is considered to be beneficial for various kinds of travelers as people does not need to carry large amount of cash (De Gramatica et al., 2015).
• It may provide the customers with new kind of notes of currency and not the soiled notes.
• It generally minimizes the various kinds of hustle and bustle which is generally involved in a transaction
• Customers at bank generally expect very high value of reliability in the ATM which is considered to be incentive for the bank so that it can easily reduce machine and failures related to network.
• No filling up of form for ATM is required because ATM does not need any kind of document

• Cloning of ATM card may result in many kinds of fraud activities.
• There also some cases of fake kinds of ATM.
• A hacker can easily track the PIN of an individual.
• If ATM network goes out of service, then an individual will left without any kind of ability for making transactions until and unless the beginning of bank’s next time of opening hours (Patriarca, 2016).
• ATM machines does not provide guarantee of the fact there will be no amount cash left in it. It may run low due to funds and customers have to wait till the management takes care of it.
• Consumers round the globe generally faces issues regarding increase number of scams.

It can be easily assumed that deployment of ATM machine can easily bring a large number of benefits like:

• Increases foot traffic
• Increases sales
• Reduces Card fees
• Surcharges Revenue.
• Retention of Customers.

There are certain number of resources are required for different kinds of activities like card reader for reading of various kinds of cards for customers, a keypad with pin number can be easily inserted as per the needs, a screen for displaying of required information (De Gramatica et al., 2015).

System Vision Documents for Collin ATM

Card reader: Card Reader is nothing but an input kind of device which generally reads data from a particular kind of card (Onuoha & Fatokun, 2014). Card is generally swiped or pressed on the card which can easily provide information related to particular kind of account. The host processor makes use of data for getting information regarding the card holders.

Keypad: Card is properly recognized by making use of machine which provides details like personal identification number with the card which is provided to each and every kind of person (Purwanegara, Apriningsih & Andika, 2014). There are separate kind of laws which can be used for protection of PIN code when providing it to the processor. PIN number is generally provided in encrypted form. The key board generally contains 48 keys which can be used for interface processors.

Speaker: Speakers generally provides information regarding audio key when a particular kind of key is pressed.

Display Screen: Display screen provides details related to transaction information. Each and every step of withdrawal is generally provided by the screen which is provided (Mandari & Koloseni, 2016). A CRT screen or a LCD screen is generally used by most of the ATMs round the globe.

Receipt printers: The receipt printers generally provide information related to recording of withdrawal, date and time and the value of withdrawn and also provides information related to account receipt.

There are generally three kinds of stakeholders involved with a ATM machine like primary, tertiary and lastly secondary stakeholders (Kavitha, 2015). Primary Stakeholders of an ATM machine are the clients who makes transaction this particular machine. On the contrary banks are generally considered to be secondary kinds of stakeholders as it is the platform where the transaction goes. While manufacturer of ATM machine is considered to be tertiary kind of stakeholders as it deals with various kinds of problems associated with ATM machine.

There are large number of benefits and drawbacks of stakeholders. There are large number of benefits for making use of ATM like it makes transaction at a much faster rate and also it reduces various kinds of technical errors (Purwanegara, Apriningsih & Andika, 2014). For secondary kind of stakeholders that is bank can easily some amount of money in the form of interest from various customers. If the transaction works in a better way, then various customers can easily recommend it the other banks associated and more number of ATMs can be easily build.

There are three different kinds of attacks namely card and fraud of currency, physical kinds of attacks and logical kinds of attacks. ATM security can be easily divided into three core areas namely protection of currency, physical security and various kinds of logical security.

Card and Currency Fraud: Card and Currency fraud is generally inclusive of attack which steals details of card and cash as well as indirect kind of attacks like stealing of sensitive kind of data which can be easily used for fraudulent kinds of withdrawal (Kavitha, 2015). The ultimately kinds of targets in a single kind of ATM can be considered to be manipulation for skimming, tapping of currency and fishing of card. Skimming is nothing but a kind of approach which can be used for installing additional kinds of services. There are several kinds of security methods which deals with various kinds of security threats. Jitters is a well-known kind of example of vary speed and movement of cards or introduce motion. In other kinds of other words, it affects the details of magnetic stripes and makes it really difficult for various kinds of skimmers to read data related to it (Martins, Oliveira & Popovi?, 2014). A next module is the approach of anti-skimming module is a jammer which mainly affects the skimmer which is attached to ATM dashboard. A jammer makes use of anti-skimming module which mainly affects which affects the skimmer which is attached

Conclusion

From the above discussion it can be easily concluded that this report is all about Business information system. Various information system focus on conversion of data into information kinds of products. In the discussion portion of the report system vision documents of Collin’s ATM system has been provided. Various kinds of benefits and drawbacks of Colin’s ATM system has been provided. Various kinds of resources like card reader, keypad, speaker, display screen and receipt printers has been provided. Various kinds of stakeholders involved with ATM machine like clients making transaction and banks has been discussed in details. Various kinds of risk associated with ATM card like fraud currency, logical attacks and physical attacks has been discussed in details. An idea has been provided regarding skimming, which is used for manipulation, tapping currency and fishing card. In the system vision section an idea has been provided regarding system vision documents.

References

De Gramatica, M., Labunets, K., Massacci, F., Paci, F., & Tedeschi, A. (2015, March). The role of catalogues of threats and security controls in security risk assessment: an empirical study with ATM professionals. In International Working Conference on Requirements Engineering: Foundation for Software Quality (pp. 98-114). Springer, Cham.

Kamal, A. M., Chowdhury, K. A. A., Chy, M. M., Shill, L. K., Chowdhury, S., Chy, M. A. H., & Habib, M. Z. (2015). Evaluation of anthelmintic activity of seeds of Sesamum indicum L. and fruits of Capsicum frutescens L. Journal of Pharmacognosy and Phytochemistry, 3(6), 256-259.

Kavitha, K. (2015). Mobile Banking Supervising System-Issues, Challenges and Suggestions to improve Mobile Banking Services. Advances in Computer Science: an International Journal, 4(4), 65-67.

Kharchenko, V., & Chynchenko, Y. (2013). Integrated risk picture methodology for air traffic management in Europe. Pro?eedings of the National Aviation University, (1), 15-20.

Mandari, H., & Koloseni, D. (2016). Biometric Authentication in Financial Institutions: The intention of Banks to Adopt Biometric Powered ATM. Advances in Computer Science: an International Journal, 5(4), 9-17.

Montefusco, P., Casar, R., Stelkens-Kobsch, T. H., & Koelle, R. (2016). Addressing security in the ATM environment.

Onuoha, S. C., & Fatokun, K. (2014). Bacterial contamination and public health risk associated with the use of banks’ automated teller machines (atms) in Ebonyi State, Nigeria. Amer J Publ Health Res, 2(2), 46-50.

Patriarca, R., Gravio, G. D., Mancini, M., & Costantino, F. (2016). Change management in the ATM system: integrating information in the preliminary system safety assessment. International Journal of Applied Decision Sciences, 9(2), 121-138.

Purwanegara, M., Apriningsih, A., & Andika, F. (2014). Snapshot on Indonesia regulation in mobile internet banking users attitudes. Procedia-Social and Behavioral Sciences, 115, 147-155.

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