Assignment 3: The People Factor
Write an eight to ten (8-10) page paper that addresses the following:
1. Discuss the relationship between risk and insurance.
2. Determine what ethical concerns health care management / administrators professionals have to contend with resulting from the supply and demand of insurance.
3. Determine whether the income of an individual should not be a consideration for health insurance providers. Explain your rationale.
4. Determine which factors drive consumer demand for insurance and how management can leverage information obtained from empirical measurements.
5. Recommend an approach that would effectively mitigate the issues associated with measuring the health care demand.
6. Evaluate the relevance of the Lemons Principle: Health Insurance to the current health care system(s) in the United States.
7. Use at least five (5) quality resources in this assignment. Note: Wikipedia and similar Websites do not qualify as quality resources.
Your assignment must follow these formatting requirements:
•Be typed, double spaced, using Times New Roman font (size 12), with one-inch margins on all sides; citations and references must follow APA or school-specific format. Check with your professor for any additional instructions.
•Include a cover page containing the title of the assignment, the student’s name, the professor’s name, the course title, and the date. The cover page and the reference page are not included in the required assignment page length.
The specific course learning outcomes associated with this assignment are:
•Analyze the factors that are influencing the demand and supply of health care services in the U.S.
•Assess current economic trends that influence the cost, quality, and access to care.
•Use technology and information resources to research issues in health economics.
•Write clearly and concisely about health economics using proper writing mechanics
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